I had the pleasure of meeting John last spring when I had recently retired. I was concerned about the lack of diversity in my financial portfolio going into my golden years. John introduced me to an option that I was really excited about to change the outcome of my retirement planning. He was very patient and answered all my questions and always followed up with me immediately. I feel John never pressured me into something I wasn't ready for. He was always available when I called or got right back to me leaving me feeling secure with my decision. He personally came to my home and met with my husband and I and really invested in our needs. I can't recommend John enough. Thank you John for all you have done for us.

– Kathy G., New Hampshire

John has been working with me for almost a year now. When I say that, he has been there through some tough times with me. He’s helped me to ensure my grandchildren have good life policies and he helped me and Bob make sure we’re taken care of even on our fixed incomes. But John helps more than just business-wise, he’s like a long lost friend that has become family. When he checks in or when I have a question, he asks how everything is going. He always puts you and your family first. I promise you, John and Renee will not make you regret working with them. Thank you both so very much for being there.

– Lisa E., Michigan

John Bitinas has kept his word over the years since I first enrolled in his suggestions for me to supplement term life insurance with some whole life insurance. I wanted an affordable policy for a retired single person that covered just my funeral and final arrangements so my family would not have to pay for such things (I am very healthy).

I also did not want to be pestered to buy more policies now or in the future. John checks in with me once or twice a year, as I requested. He is kind, professional, efficient. He has kept his word and he definitely cares about me and my family. I very much appreciate his integrity. 

— Kim S., Maine

When my husband and I decided to look for affordable life insurance, John was there for us.  He did not pressure us into anything that was beyond our comfort level for monthly premiums.  We are solidly happy to endorse John and Renee for life insurance needs.  They will not disappoint. 

– Susan & Ron M., Concord, NH

I had the luck to find John while trying to navigate the roads of finding a Life Insurance Policy. Worrying about family members and the future, John quickly assisted me in every way. Now I have peace of mind and totally credit him for this. He made it easy for me to understand and I thank him.

– Jeff G., Massachusetts 

We have been working with John for quite some time now and he has always been very helpful and, more importantly, available and responsive to our questions and concerns. He is the kind of person you really want to have managing such a sensitive matter. For his kindness and knowledge in the business of life insurance we 100% recommend him.

– The Herrera Family, Florida

I met John several years ago and he has been with me through ups and downs, and he has never forced me to buy anything. I have my regular life insurance policy that we took out, and he is always working with me. Even to this day, if I had a problem, I could count on John.

– Diana Z., Florida

My experience with John Bitinas has been an absolute blessing! He is always on top of things for me and keeps me informed of everything at all times. He is not just involved in my life insurance, but also cares about me and my family. My son has had some personal health issues and John has been caring enough to reach out to him and help him. John is not just an agent, he is a very special person. I look very much forward to the future with John as my agent and friend!

– Peter R., Massachusetts

I was always reluctant to get life insurance. When I turned 40 I said not ready for it, when I turned 50 I said still not ready for it. But when I turned 60 I said it's time. I inquired with so many different companies and found that I didn't want to give up my money to companies that didn't have my best interest at heart.

At times I would hear my sister talk about this person John and her life insurance, and I never paid much attention until I hadn't succeeded in finding any life insurance company I wanted. My sister urged me to call John, she said he was great!

So, I did and it was the BEST conversation I ever had concerning life insurance. He listened to my concerns, informed me to the fullest, answered all of my questions and gave me the amount I wanted and the payment I needed. He stayed in touch with me throughout the entire process. He sends me texts just to say hi, how ya doing? I feel I made the right choice with John Bitinas, my Agent for Life.

– Melinda H., Massachusetts

I highly recommend Northpoint Financial for all your life insurance needs. Through the years this company has been unbelievable, no matter what they are there for you. If you need life Insurance, etc., they are aways a phone call away.

– Stephen M., Massachusetts

John Bitinas made the purchase of life insurance easy. No pressure whatsoever. He educated us, advised us and made it clear that he was here for us, for life.

John is forthright, honest and willing to share his strategic knowledge freely regardless of the circumstances. He sold us what we could afford and made it as simple as possible. He visited us in our home and truly got to know us as people and not just as potential clients. He is a good man with outstanding values. We cannot recommend more highly.

– Bob & Ellen J., Massachusetts

Hello, my name is Kathy Emory, retired banker, social security recipient, and care giver for my disabled younger brother. I am a mother of one son and grandmother to two wonderful grandchildren. I am a regular 72 year old woman on a very limited income.

John Bitinas met with my brother and I several years ago to get us set up with life policies to cover our funeral expenses so our children would not have to deal with all of that.

John went above and beyond when he noticed that my policy premium was going to increase significantly when I turned 73. Knowing my financial situation, he was able to find a similar policy with a different company at an affordable price. And just in time! He was able to secure a refund of the cash value of the original policy and locked in the premium of the new policy so I won't ever have to be concerned about another premium increase.

Who does that? If he was not on top of things, I would’ve lost the opportunity to cash out the original policy.

Besides being an excellent agent, John is a real "people person.” He never fails to inquire about my brother and I. He sends greetings on Holidays and even remembers the wisteria on my front porch. He treats us like family, with a genuine interest. Not just a policy number.

I highly recommend John Bitinas to anyone in need of insurance. You will not only get a very knowledgeable agent, he will have your back and watch out for your needs so you can rest assured that you are covered.

– Kathryn E., Georgia

I am in extremely good hands with John as my insurance agent. He represents my interests and is honest which is a rarity these days. I very much appreciate John, he is my go to guy for my insurance needs.

– John C., Florida

I have carried  life insurance with John Bitinas for a few years now, and it's like doing business with my friend. He's always sending happy holiday messages just like a friend would. He keeps an eye out and will call me if another policy will better suit me. I can't say enough about his company. I recently had an insurance company present themselves to me who kept me on the phone for hours to sell me insurance I didn't need and that didn’t suit me. I got in touch with John and he called the company to set things straight since he is my agent and I already had insurance with him. I felt comfortable asking John about this and was happy with the fact that he followed up. He just went the extra mile and that's how I see his company.

– Rhonda D., Maine

I have nothing but positive things to say regarding my ongoing relationship with John. I spent lots of time searching the internet for Life Insurance policies and nothing compared to the help and service I got from John. Several options were laid out for my family and I. They were all well explained, both positives and negatives of each plan. I currently have several policies with John and anticipate this to be a lifelong relationship.

– Howard H., New Hampshire

John has been very helpful with our insurance needs. He is very pleasant and awesome to work with—we enjoy talking with him about our needs. He's great for checking in on us which is nice being able to talk to a person and not a machine is even better.

Thank you John for caring 🙏

– Debbie & Robert L., Maine

There's so much that I can say about John and his wife Renee. First and foremost, they are awesome people filled with so much humility and patience. My husband and myself have been working with them on our insurance policies for three to four years now and they’ve always had quick responses and were able to handle any issues that came up. John has always had such an impeccable attitude and he operates in such integrity. I would not have just anyone writing policies for my family which extends to my children and grandchildren. John, thank you so much for what you have consistently done for me and my family, we thank you and your wife Renee. You are some incredible people and more than just agents.

– Sharena W., Florida

I’ve had the pleasure of working with John for almost two years. John has been incredibly patient and supportive, far beyond anything I would have or could have expected. He patiently addressed each issue as it came up. I feel extremely lucky to have found him. He always responds to every phone call promptly and has a solution for everything. He has to be the hardest working guy I know. I can say with confidence that if you choose to do business with him you won’t be disappointed. Thanks for everything, John.  

– Sandra M., Massachusetts

John wrote my Life Insurance not too long ago and he was so easy to work with. John is not all about business. He is a very caring and considerate person. He didn't just write my policy and then never contact me again. He wrote my policy and he has contacted me several times to make sure everything was okay and to see if I needed anything. He understands my circumstances and provides personalized advice, and he has the willingness to go above and beyond. He has definitely earned my trust.

– Mary Jane B., New Hampshire

It has been a pleasure working with John. He went above and beyond to make sure what he suggested for coverage is exactly what we needed. He was very patient with my endless questions and always had a full, complete answer. He has never been pushy or made me feel obligated in any way. I would not hesitate to do business with him in the future. I have full confidence in him and know he will be there to help if or when needed.   

– Cathy S., New Hampshire

I’m would like to express my sincere appreciation and recommendation for John Bitinas, a truly exceptional life insurance agent. After being forced into early retirement due to disability, I found myself in a difficult place—both emotionally and financially. Losing the life insurance coverage I had maintained for years through my job left me feeling vulnerable and uncertain about the future. For a while, I had no coverage at all because I simply couldn’t afford it.

That’s when I was fortunate enough to meet John. He listened to my situation with compassion and took the time to understand my needs. He found a plan that not only fit my budget, but also gave me peace of mind. Thanks to his guidance, I no longer worry about end-of-life expenses, which is a huge relief for both me and my family.

John is patient, knowledgeable, and truly committed to his clients. He explained everything clearly, never made me feel rushed or overwhelmed, and encouraged me to ask questions. His follow-up is outstanding, and he continues to make me feel supported long after the policy was signed.

I highly recommend John to anyone looking for trustworthy, compassionate, and reliable insurance help. He made a difficult transition in my life so much easier, and I’m deeply grateful for his service.

– Kasey C., Georgia 

I am writing to provide a wholehearted and enthusiastic recommendation for John Bitinas whom I have had the pleasure of knowing and working with for the past few years as my insurance agent.

Throughout our professional relationship, John has consistently demonstrated integrity, expertise, and a genuine commitment to client service. Whether helping me navigate policy options, answering questions thoroughly and promptly, or proactively suggesting better coverage solutions, he always went above and beyond to ensure my needs were met and my peace of mind secured.

What sets John apart is not just his deep knowledge of the insurance industry but also the care and attention with which he approaches every interaction. It’s rare to find someone who combines professionalism with such a personal touch, and it made a real difference in my experience as a client.

I can say with complete confidence that John Bitinas is among the best in the field, and I would not hesitate to recommend him to anyone in need of honest, reliable and high-quality insurance guidance.

Please feel free to contact me if you would like any additional information.

– Jane & George M., New Hampshire

John has always been a very hands on helpful agent. He has helped me save money during difficult times. I would recommend him without hesitation. 

– James B., New Hampshire

I have known John for about 5 years now. When we first met he sat down at my kitchen table and we went over everything I had questions about. In between business he told me about his family and I told him about mine. He became as much a friend as he is my life insurance agent. 

But none of that gave me the comfort as much as when John told me that if something happens to me just have my fiancée give him a call and he will take care of everything and will help him in any way he can. In my experience you don’t find that kind of kindness and integrity very often.

– Liz B., Florida

My first contact with John was through an online search for life insurance. John promptly returned my call and I was surprised he didn't go into the usual sales talk. He introduced himself and told me a little about himself. Usually at this point I’m already saying "not interested,” but I listened further and then he asked me about myself and what my insurance needs and goals were and what I wanted to achieve. I decided sight unseen he was my insurance guy for life. John is honest, extremely knowledgeable and works hard in my best interest. I highly recommend this company; their attention to detail and customer service comes with a personal touch. 

– Chris D., New Hampshire

My wife and I had a great experience with John Bitinas. I had a 20-year term policy which was expiring, and we were seeking new coverage moving forward. John took the time to come to our home and sit with us and explore multiple options, carefully taking into account many different factors that could potentially affect our rate and extent of coverage.

He was very flexible with his schedule and extremely patient and worked very hard to find the right policy for us. At first, we decided to wait and extend the coverage of our existing policy, and he said he would check-in occasionally to see how that option was working for us. He indeed did follow up with us, occasionally checking up in a very non-intrusive and courteous way and I am thankful that he did. Our existing policy became too expensive and not cost effective for us and John continued to work with us to find the right coverage and policy that fit our situation.

He was extremely courteous and professional, and I couldn't recommend him enough to anyone seeking insurance coverage. If you're looking for an agent who will work hard for you and who truly cares about his clients, John is the best man for the job! 

– Sean & Andrea W., New Hampshire

I would like to write my personal recommendation for John Bitinas and his life insurance services. 

I was blessed with a business relationship with John just a year ago when my family decided to insure ourselves. The level of professionalism and care shown to my family has been unmatched. All options to offer the best coverage at the best price were automatically rendered.

His personal approach was genuine and earnest. Our position has grown to a family supporting each other. Thank you, John!

– Deidre G.B., Georgia